Subscription Terms

What you are agreeing to

₹1 is collected today, when you approve the request. This authorises the mandate.

₹299 is then collected once a day for 7 days, starting the day after you approve.

The mandate therefore authorises up to ₹2093 in total, plus the ₹1 taken up front. Your UPI app shows this figure before you approve, and so does the app.

How UPI AutoPay works

Approving the request gives your bank standing permission to release these amounts on this schedule. It is not a single payment.

Your bank notifies you before each collection, as required for UPI AutoPay.

A collection can fail — for example if the account has insufficient funds. A failed collection may suspend access until it succeeds.

What a subscription opens

Everything: all stories, all poems, all games and all letter and number cards.

Access lasts while the mandate is active. If it is revoked or lapses, access ends.

Free access without paying

A free sample is always available without any account or payment: two stories, two poems, two games, and the first cards of each deck.

We sometimes grant complimentary access by hand — to reviewers, or to resolve a problem. Such an account is marked as complimentary in the app and involves no payment.

Changes to price

A UPI mandate is fixed at the amount you approved. We cannot raise it. Any change to pricing would require you to approve a new mandate.

Contact

Billing questions: niofxclub@gmail.com.